Insurance & Financing
At National Dental, we believe financial conversations should feel clear and respectful. Our team takes time to explain costs, coverage, and payment choices so patients can make informed decisions with confidence. We help patients understand dental insurance and financing without pressure, confusion, or rushed conversations.
Understanding Dental Insurance
Dental insurance is developed to help with routine preventive care and some restorative treatments. Coverage varies by plan and may include deductibles, waiting periods, or yearly limits. Because every plan is different, benefits are reviewed carefully before treatment begins.
Dental Insurance Plans and Coverage Support
Many patients carry employer-based or individual dental insurance plans. Our office verifies benefits directly with insurance providers and explains coverage details in simple terms. This helps patients understand estimated costs and avoid unexpected expenses.
In-Network Insurance Review
Rather than listing insurance carriers online, we review coverage individually. This allows us to confirm current benefits accurately and answer questions based on each patient’s specific plan.
Flexible Dental Financing Options
For patients without insurance or those who prefer monthly payments, we offer dental payment options designed to support flexibility. Financing can help make care more manageable without delaying treatment.
Membership Club
Join National Dental’s in-house concierge dental plan for patients & families without dental insurance. Our concierge plan includes the following services:
- Comprehensive Exam (Once every 6 months)
- All necessary X-Rays
- All necessary intraoral photos
- Cleaning (Prophylaxis – Twice per year)
- Oral Cancer Screening
- Sleep Apnea Screening
- Periodontal Assessment
Benefits of the plan
- Low-cost plans available for individual and families
- Better than company-sponsored dental plans
- No annual maximum, no deductible, no excluded services, no waiting periods, no delays
- 25% off basic restorative dental procedures
- $500 off Invisalign® (applicable to full cases)
- $100 off in-office professional teeth whitening
- 15% off Fluoride trays
Out-of-Pocket Payment Choices
Patients may pay using cash, personal checks, or major credit cards. Co-payments and deductibles are reviewed in advance, and flexible dental payment options are available when needed.
Clear Guidance, Every Step
Our goal is to make financial planning straightforward and comfortable. Questions are always welcome, and our team is here to provide clear answers before care begins.