Insurance & Financing

At National Dental, we believe financial conversations should feel clear and respectful. Our team takes time to explain costs, coverage, and payment choices so patients can make informed decisions with confidence. We help patients understand dental insurance and financing without pressure, confusion, or rushed conversations.

Understanding Dental Insurance

Coverage varies by plan and may include deductibles, waiting periods, or yearly limits. Because every plan is different, benefits are reviewed carefully before treatment begins.

We work with many major insurance providers to help make your dental care more accessible and convenient. Please call the practice to confirm what insurances are accepted by the provider. Our team will review your individual plan and verify benefits in advance to ensure clear and accurate coverage details.

• Aetna PPO
• AFLAC
• Aflac PPO
• CPS Unions
• CSEA
• Daniel H Cook
• DDS, Inc
• Delta Dental PPO
• Delta Dental Premier
• Delta Medicare CMS
• Emblem
• Humana
• JJ Stanis
• Principal
• SIDS/ASO

Flexible Dental Financing Options

For patients without insurance or those who prefer monthly payments, we offer dental payment options designed to support flexibility. Financing can help make care more manageable without delaying treatment.

Membership Club

Join National Dental’s in-house concierge dental plan for patients & families without dental insurance. Our concierge plan includes the following services:

• Comprehensive Exam (Once every 6 months)
• All necessary X-Rays
• All necessary intraoral photos
• Cleaning (Prophylaxis – Twice per year)
• Oral Cancer Screening
• Sleep Apnea Screening
• Periodontal Assessment

Benefits of the plan

• Low-cost plans available for individual and families
• Better than company-sponsored dental plans
• No annual maximum, no deductible, no excluded services, no waiting periods, no delays
• 25% off basic restorative dental procedures
• $500 off Invisalign® (applicable to full cases)
• $100 off in-office professional teeth whitening
• 15% off Fluoride trays

Out-of-Pocket Payment Choices

Patients may pay using cash, personal checks, or major credit cards. Co-payments and deductibles are reviewed in advance, and flexible dental payment options are available when needed.